Early Beta

Every feature your finance team needs.

From raw GL data to board-ready reports in seconds. Here's what's built, what's in beta, and what's coming.

Financial Statements

Live

P&L and Balance Sheet generated automatically from your GL data. Multi-period views — monthly, quarterly, or annual. Section grouping with subtotals. Gross profit, operating income, and net income computed. Proper accounting notation throughout.

  • Income Statement (P&L)
  • Balance Sheet
  • Monthly / Quarterly / Annual views
  • Section grouping with subtotals
INCOME STATEMENT PREVIEW
REVENUE
SaaS Revenue1,766,000
Total Revenue1,766,000
COST OF REVENUE
Hosting & Infrastructure(298,200)
Gross Profit1,467,800
OPERATING EXPENSES
Payroll & Benefits(1,200,000)
Sales & Marketing(480,000)
General & Admin(439,900)
Net Income(652,100)
VARIANCE ANALYSIS PREVIEW
Sales & Marketing
$480,000 $360,000 +33.3% Unfavorable
Cloud Infrastructure
$298,200 $240,000 +24.3% Unfavorable
SaaS Revenue
$1,766,000 $1,500,000 +17.7% Favorable

Variance Analysis

Live

Budget vs Actual with favorable/unfavorable flagging. Filter by materiality threshold — see only the variances that matter. Sorted by magnitude so the biggest issues surface first.

AI Variance Narrative

Claude explains material variances in CFO language. Not templates — context-aware analysis of your specific financial data, suitable for board presentations.

Financial Ratios

Live

Comprehensive financial health metrics computed automatically. Period-over-period trends for every ratio.

Profitability
  • Gross Margin
  • Operating Margin
  • Net Margin
Liquidity
  • Current Ratio
Leverage
  • Debt-to-Equity
  • Return on Assets
  • Return on Equity
SaaS Metrics
  • Revenue Growth
  • Burn Rate
  • Runway

Trend Forecasting

Live

Linear regression, growth rate analysis, and seasonal decomposition. Forecast revenue, expenses, gross profit, and net income. See where you're headed — not just where you've been.

Board-Ready PDF Export

Live

One click. Professional PDF. Cover page, executive summary, P&L, balance sheet, KPI dashboard, and variance analysis. Generated server-side with embedded fonts — consistent formatting every time. Board packets, investor updates, lender packages.

Connectors

Direct API connections to your accounting system. Scheduled sync. Read-only — we never modify your books.

QuickBooks Coming Soon
Xero Coming Soon
Sage Coming Soon
CSV / Excel Live

Desktop Agent

Coming Soon

Rust binary. System tray. Watches your folders for new or changed financial files. Processes locally with embedded DuckDB. Syncs structured results on your schedule. For power users, on-prem environments, and banks that need data sovereignty.

Local-First Architecture

The same Rust engine compiles to three targets. Your financial data stays local until you decide otherwise.

WebAssembly (Browser)

Drag-and-drop a file into sheerfinancial.ai. WASM parses and analyzes locally. DuckDB-WASM stores and queries in your browser. Preview results before anything touches our servers.

Native Binary (Desktop)

Desktop agent with embedded DuckDB. Watches folders, processes files, syncs deltas. Works offline. Controller on a plane can still run full analysis.

Server API

Claude AI integration, PDF generation, connector sync, and team collaboration. Only receives structured, classified data — never raw GL files.

See it for yourself

Live demo. Real financial data. No form, no sales call, no gatekeeper. Or reach out and we'll walk you through it.